TopLiner: complementary trade credit insurance cover

TopLiner is a customised additional guarantee that is adjusted to your risks and needs

Price Tailored To Your Needs
With TopLiner, Coface offers a price adjusted to the risk presented by the buyer, factoring in the real-time amount and length of cover you want to take out. The price is adjusted and issued online so you can evaluate the increased risk.
Bespoke policy
The TopLiner policy is a custom-built offer for a period of 30 to 90 days for between HKD4,200 and HKD4.2 million. The choice is yours.
Sign up simply and instantly
Taking out a TopLiner policy is easy and 100% online - leaving you all the time you need to focus on your business.
International coverage
With TopLiner, you obtain non-cancellable top-up cover online for a term you decide on for your customers across the world.

Coface tailors guarantees to your requirements with TopLiner

TopLiner serves as supplementary credit insurance for our TradeLiner clients.

If the insured company receives a lower-than-requested guarantee or no guarantee at all, TopLiner offers the flexibility to purchase additional cover for specific clients and a predetermined duration.

The choice is yours with TopLiner

Select your desired additional guarantee amount (from HKD41,000 to HKD41,000,0000).
Specify the guarantee period to the nearest day (between 30 and 90 days).
Adjust your guarantee request by modifying parameters in your Cofanet interface if needed.

Coface puts its expertise at your disposal to give you an instant quote on the cost of your credit risk. You can then reconcile this with your net margin to check that your business transaction is still in credit.

Get in touch with a Coface expert

Credit Insurance

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_{Disclaimer: Coface Group, through its subsidiaries/affiliates or insurance partners, offers a comprehensive range of trade credit insurance, business information and debt collection services in approximately 100 countries. In China, trade credit insurance and all related services are provided by Coface's insurance partners i.e. insurance companies duly licensed and regulated by the National Financial Regulatory Administration (NFRA), namely, China Taiping Property Insurance Co. Ltd and China Ping An Property Insurance Co. Ltd.}

Frequently Asked Questions

Trade credit insurance is a protection against the risk of non-payment of debts in Hong Kong S.A.R, Mainland China & Taiwan and abroad.
An additional guarantee, sometimes called top-up trade credit insurance, allows you to exceed the guarantees given by your trade credit insurer by adding higher limits. This top-up credit insurance complements your traditional credit insurance lines. At Coface, our top-up cover is called TopLiner.

Trade credit insurance in its standard form may sometimes not be sufficient to secure a contract with new prospects or existing customers. The needs of your business may sometimes require exceeding the basic limit granted. It is therefore necessary to review the need for cover against non-payment and to provide top-up credit insurance to cover the total amount outstanding.

Taking out a top-up credit insurance policy (called TopLiner at Coface) is very simple as it is done 100% online. After subscribing online, Coface proposes a price adapted to the risk you wish to insure and takes into account in real time the amount and duration of cover you wish to obtain. The price is adjusted and delivered online, which allows you to assess the increase in risk.

Top-up trade credit insurance is also attractive because the cover is non-cancellable for a period of time that you determine, and for your customers worldwide.

When you buy a top-up credit insurance :

You choose the additional amount to be covered (from HKD41000 to HKD410000000)
You set the duration of the guarantee (between 30 and 90 days)
You can vary these different parameters online if necessary according to your needs

Coface's expertise allows you to calculate the cost of your credit risk directly. You can then compare it with your net margin to check that your business operation remains profitable.

Top-up trade credit insurance is also attractive because the cover is non-cancellable for a period of time that you determine, and for your customers worldwide.

When you buy a top-up credit insurance :

You choose the additional amount to be covered (from HKD41000 to HKD410000000)
You set the duration of the guarantee (between 30 and 90 days)
You can vary these different parameters online if necessary according to your needs

Coface's expertise allows you to calculate the cost of your credit risk directly. You can then compare it with your net margin to check that your business operation remains profitable.

Contact our Coface Credit Risk Management Expert and Learn More :

Disclaimer:

Coface Group, through its subsidiaries/affiliates or insurance partners, offers a comprehensive range of trade credit insurance, business information and debt collection services in approximately 100 countries.

In China, trade credit insurance and all related services are provided by Coface's insurance partners i.e. insurance companies duly licensed and regulated by the National Financial Regulatory Administration (NFRA), namely, China Taiping Property Insurance Co. Ltd and China Ping An Property Insurance Co. Ltd.

TopLiner: complementary trade credit insurance cover

Price Tailored To Your Needs

Bespoke policy

Sign up simply and instantly

International coverage

Coface tailors guarantees to your requirements with TopLiner

The choice is yours with TopLiner

Credit Insurance

Frequently Asked Questions

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Contact our Coface Credit Risk Management Expert and Learn More :

Disclaimer: