推动 贸易往来

科法斯致力提供解决方案，帮助企业制定明智的商业决策，促进全球和本地贸易。我们的信用保险可保护企业避免拒付风险，为企业保驾护航。

我们还会提供指导，帮助企业适应瞬息万变的世界。我们通过财务状况和可靠性评估，帮助企业深入了解客户、供应商及发展前景。

此外，我们还可预测重大经济趋势，分析不同地区和行业的风险。加入科法斯，您将有机会参与发展和推广我们这一独特的微观和宏观经济专长。此外，科法斯还为众多企业提供日常支持，协助制定决策和商业战略。

• 科法斯全球解决方案团队通过一系列针对性服务助力跨国公司发展。本视频中，科法斯客户 Tyrolit 讲述了科法斯如何为他们提供日常支持。

与世界接轨意味着拥抱彼此！

科法斯的独特魅力在于以人为本，放眼全球，每个人都很重要。作为科法斯的一员，有机会与不同年龄、性别及文化背景的人共事。我们的人本文化也体现在工作风格中，我们崇尚友善亲切、简单和开放。

作为雇主，科法斯努力承担社会责任，践行三大使命：

• 营造包容的工作环境
• 助力员工发展
• 反对任何形式的歧视，促进公正公平

The Happeners Making Trade Happen How does Coface connect you to the rest of the world? I have always had to work with people who are very open-minded in a sense, very open to international growth. And in my day-to-day work I'm always working with people from other countries, both at the local level - there are always foreigners in almost all the subsidiaries - but also at the regional and group level. Everyday, we communicate with the risk underwriting centres located in seven regions around the world. I think the cultural context that we have gives us the opportunity to share and implement unconventional solutions, to exchange experiences, ideas; to look at different management styles, and implement some of them in our day-to-day work. What makes the employee experience at Coface special for you? I don't feel that there are differences in terms of culture, nationalities, or even location. For me, we work in a team that is located in different places, but in everyday life, we don't see where each of us is located. We work and we make progress on our projects. It's the style of communication between departments with a willingness to always help out, and to share the experience and knowledge. I know colleagues who have very local jobs, but have been assigned international, global or regional projects. And yes, I think that has always meant that Coface can make you feel comfortable, and that you can always have that international vision and that intercultural support. Coface has an open culture: here, we can speak up freely, and share ideas across the organisation. Coface is like a big family: it does not matter what your nationality is, or what accent you speak. Each of us is contributing to the world economy, and that's our common objective. At Coface, we are Making Trade Happen. The Happeners Making Trade Happen Watch the series at coface.com/happeners

听听他/她怎么说：

• “科法斯内部的‘女性领导力’网络专注女性职业发展。我们致力于在公司各层级推进背景和年龄多元化。我们的决策过程也体现了多元化，这绝对是我们的一大优势！”

Leigh M. 
风险、法律和合规负责人，南非

与世界经济同步发展意味着要面对多元文化。科法斯团队善于融合自身专业知识并开展全球协作，了解指定市场情况，解决企业面临的种种问题。

全球化视野是科法斯日常工作中的关键元素：

• 我们的海外同事将与您密切协作，为全球客户提供更优质的服务。
• 您将有机会在办公室、会议和培训中，接触到不同国籍和文化背景的同事。
• 科法斯独特的国际网络提供了大量外派工作机会，即使新人也不例外！

We received a request from a major French car manufacturer, who wants to develop its electric vehicle sales, via its main distributor in Denmark. How do you work together to meet clients' needs? I'll start by going to the Economic Research Department, to ask them for information about Denmark, specifically the electric vehicle distribution segment in the country, and market share figures, if possible. Then I go to the Information Department, to ask them about this distributor, what is the financial trend. As the economist for Northern Europe, I'm am of course the first port of call when it comes to Danish market issues. In this specific case that we're looking at, the first thing I'll do is examine automotive market data for Denmark. For example, registration figures, or the current e-vehicle trends. When I have summarized that, then I have a nice macroeconomic picture. But when it comes to micro data, for example, the specific business environment, then of course I pass this question on to my risk colleagues on site. In order to understand the risk involved with the market for electrical vehicles, I'd take a look at publically available information, such as government regulattions, the electric vehicle market's development, as well as key figures from the company. I would also contact their CFO or CEO and talk about their company, to learn about their sales figures, and what developments they expect to see in the future. What is the added value of collaboration for clients? The Coface system, is based on being "close to the risk": we know that the local people are our teams in the field, and are the best placed to respond to the requests we receive. Here, at the EIC, (Enhanced Information Centre) we survey, and collect knowledge about the most significant parts of the exposure that Coface has. You can never know absolutely everything, but you can still get enough information to improve your understanding of the company. The strong international environment is a great advantage when looking at risks from different angles and therefore making the best possible risk assessment - even if that means I have to juggle my work around different time zones! At Coface, we are Making Trade Happen. The Happeners Making Trade Happen Watch the series at coface.com/happeners

听听他/她怎么说：

• “在科法斯，我与各种不同文化背景的同事一起工作。这让我了解了不同的文化和观点。多元的文化激发了我们的创造力，提升了我们的绩效，营造了极佳的工作环境。能加入这样的团队，我感到非常自豪。”

Yuliia N. 
大客户经理 - 科法斯全球解决方案迪拜团队

75 余年来，我们从未停止脚步，不断挑战自我，这是科法斯长盛不衰的核心所在！

我们整合新技术，特别是将数据科学融入运营模式，简化并完善业务流程。

我们大力推行创新、灵活、敏捷和高度协作的工作方式。

如今的世界变化莫测，我们鼓励创新，珍视探索进取、奋勇向前、勇于开拓的员工。

In innovation, we do two main things. We have a prospective work, trying to identify the technological trends in use that will impact our businesses, our customers and our partners. We have a customer vision that guides our project. We don't do R&D to develop projects that will remain in a laboratory, but we are already driven by an existing need of our customers, which are the business lines. Coface's international database is unique in the world. The data contained in this database allows us to be absolutely predictive in evaluating a single company and the market; the risks of the market where the company operates. And this is absolutely a competitive and innovative key. We set up a hackathon, where we brought about forty people together from seven different regions. I think there were about fifteen countries represented and we got them to work remotely on customer needs, so they connected with the customers. They came, we had several stages and finally, we managed to produce a kind of prototype that we showed to our clients, who were very satisfied. So, from there, we started to build the product. With a series of small weekly challenges, each week we asked the teams to ask themselves a question, so one challenge per week. And at the end of the week, they would come and pitch their proposal. So, at the end of this hackathon, I participated in the development of the product by extracting the data used to build the different indicators used in this product. We created an innovative, user-friendly platform with the purpose of guiding companies in their sales choices. All of this not only involving our staff but also involving the clients, and this allowed us to launch a platform more rapidly, in a better performing way. Innovation is the key to success for a company. Improving our own offer, listening to the market, testing all aspects of the platform, understanding if we're meeting our clients' needs and listening to the commercial feedback. All of this helps you to innovate and to succeed. Our team works in an iterative way. Generally, we start by trying to understand a need. Then we dig in when we think we have something that starts to work. We'll do some tests. We'll try to propose things, mock-ups to customers, or test a technology with them with Coface employees. And then, the more we advance, the more we'll enrich the solution to obtain something that is a complete solution in the end. Creating a product in less than six months that corresponds to customer needs proves that we are agile. It proves that we listen to our customers and it proves that there is real creativity in what we do. At Coface, we are making trade happen.

听听他/她怎么说

• "我们创建了一个配备灵活流程和先进科技的‘商业中心’，借此打造了一支全新团队，为客户竭诚服务。这帮助我们提高了服务质量！”

Bjoern M. – 德国解决方案高级开发部经理